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How to deposit money in your current account?

A current account is designed for frequent transactions, typically used by businesses or individuals who need to make regular payments and withdrawals as per their business requirements. If you have a current account, you may need to deposit money into it from time to time to ensure that you have enough funds to cover your expenses.

Depositing money into a current account is a simple process and can be done in the following way:

Step 1: Gather the required information

Before making a deposit, you will need to gather the necessary information, including your account number and bank name. This information can usually be found on your bank statement, cheque book or by contacting your bank directly. You may also need to provide identification proof, such as a passport or driver’s license if you are making the deposit in person at a bank branch.

Step 2: Choose a deposit method

There are various ways to deposit money into your current account, including:

  • Cash deposit: You can deposit cash into your current account by visiting a bank branch, using the cash deposit machine, or handing over the cash to a teller. In both cases, you will need to provide your account number and identification to complete the transaction.
  • Cheque deposit: You can deposit a cheque into your current account by endorsing it (signing the back) and either mailing it to your bank or depositing it using the bank’s mobile app. Some banks also offer remote cheque deposits, allowing you to deposit it using your computer or smartphone.

Step 3: Make the deposit

Once you have gathered the necessary information and chosen a deposit method, it’s time to make the deposit. The exact process will depend on the deposit method you choose, but here are some general tips to keep in mind:

  • Double-check the account number: Before making the deposit, make sure you have the correct account number to avoid errors.
  • Count the cash or read the cheque: If you are making a cash or check deposit in person, count the cash or read the cheque carefully to ensure that the deposit amount is correct.
  • Endorse the cheque: If you are depositing a cheque, make sure to endorse it by signing the back. Some banks may require additional information, such as “for deposit only” or your account number, so clear it with your bank before making the deposit.
  • Keep a record: Keep a record of the deposit, including the date, amount, and method of deposit, for your own records.

Step 4: Verify the deposit

After making the deposit, it’s a good idea to verify that the funds have been credited to your account. This can be done by checking your account balance online, through the bank’s mobile app, or by contacting your bank directly. If you notice any discrepancies, contact your bank immediately to resolve the issue.


Depositing money is a straightforward process that can be done using several methods, including cheque deposit, and direct deposit and cash deposit in a current account. By following these steps, you can make sure that your funds are deposited into your account quickly and without issues.

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